NEAR Autopilot

Public demo. Live NEAR mainnet data, read only. The demo portfolios are simulated and shared by every visitor; what you ask the agent to do runs as a dry run and is never signed or sent. Operator controls are disabled here: run the project locally to use them.

Demo portfolio: simulated balances valued at live NEAR prices · updated 11 min ago

Net worth

$404

$604 in assets − $200 borrowed

Monthly result now

−$1.77

The current position costs about $1.77 a month: the loan's interest is higher than what the deposits earn.

Loan safety

Safe

The loan stays safe unless NEAR falls 37% from today's price.

What you hold

In the wallet$16130 NEAR50 USDt

Deposited on Burrow (collateral)$443120 NEAR

Borrowed from Burrow$200200 USDt

What you could do with the idle $161

Best result first, after every cost: fees, swaps, gas, borrowing interest and impermanent loss.

Best result after costs

Repay $49.93 of the loan with your idle USDt

The loan costs 11.5% a year; the idle USDt earns nothing in the wallet. Repaying saves that interest and makes the loan safer.

+$0.42per 30 days after costs · 10.3% a year

The autopilot would not do this on its own: it repays only to protect the loan (health factor below 1.5), not to save interest. You can ask it to.

See the plan, the costs and the risks

What would happen

Repay $49.93 USDt of the $200 Burrow loan.
The health factor rises from 1.58 to about 2.11.

The numbers, 30 days on $49.93

Earned	$0.47
Network fee (gas)	−$0.05
You keep	$0.42

Risks

You no longer have this USDt at hand; borrowing it again later costs gas.

Interest saved = repaid amount × the current USDt borrow rate (11.52%) × 30/365. Rates change.

Lend your idle USDt on Burrow

Deposit the USDt sitting in the wallet and earn the supply rate. No swap needed.

+$0.20per 30 days after costs · 4.8% a year

Not worth it for the autopilot: it would keep $0.20 after costs; it needs at least $0.50.

See the plan, the costs and the risks

What would happen

Deposit $49.93 USDt into Burrow at 7.28% a year.
Withdraw at any time while the market has liquidity.

The numbers, 30 days on $49.93

Earned	$0.30
Network fees (deposit and withdraw)	−$0.10
You keep	$0.20

Risks

Variable rate.
Withdrawals can wait when almost everything is borrowed.
Smart-contract risk.

Current USDt supply rate × 30/365, not compounded.

Swap idle NEAR to USDC and lend it on Burrow

USDC earns a much higher supply rate than NEAR; the swap has a one-off cost.

$0.00per 30 days after costs · -0.0% a year

Not worth it for the autopilot: it would keep −$0.00 after costs; it needs at least $0.50.

The agent cannot do this one as a single step yet (swap, then deposit).

See the plan, the costs and the risks

What would happen

Swap $111 of NEAR to USDC on Rhea.
Deposit it into Burrow at 8.96% a year.

The numbers, 30 days on $111

Earned	$0.82
Swap cost and price impact (estimate)	−$0.67
Network fees (swap, deposit, withdraw)	−$0.15
You keep	$0.00

Risks

You give up NEAR price exposure on this part (up or down).
Stablecoin peg risk; variable rate; smart-contract risk.

Swap cost from the pool reserves (fee + price impact vs the reference price), scaled to the NEAR amount; current supply rate.

Lend your idle NEAR on Burrow

Deposit the NEAR sitting in the wallet and earn its supply rate. No swap needed.

−$0.07per 30 days after costs · -0.8% a year

Not worth it for the autopilot: it would keep −$0.07 after costs; it needs at least $0.50.

See the plan, the costs and the risks

What would happen

Deposit $111 of NEAR into Burrow at 0.33% a year.

The numbers, 30 days on $111

Earned	$0.03
Network fees (deposit and withdraw)	−$0.10
You keep	−$0.07

Risks

The NEAR supply rate is very low right now.
NEAR keeps its own price risk.
Smart-contract risk.

Current NEAR supply rate × 30/365, not compounded.

What the autopilot decided

Every decision and why →

No action: nothing worth doing · 11 min ago

Market watcher: prices and liquidity look normal.
Loan guardian: health factor 1.58 is above the 1.5 safety line, so no repayment is needed.
Liquidity manager: there are no liquidity positions to manage.
Capital allocator wanted to swap $40.17 of wNEAR into USDC to earn a better rate, but the expected gain ($0.28 a month) does not beat the cost ($0.29) by enough.
Capital allocator wanted to deposit $49.93 of idle USDt into Burrow, but the expected gain ($0.30 a month) does not beat the cost ($0.10) by enough.