NEAR Autopilot

Public demo. Live NEAR mainnet data, read only. The demo portfolios are simulated and shared by every visitor; what you ask the agent to do runs as a dry run and is never signed or sent. Operator controls are disabled here: run the project locally to use them.

Demo portfolio: simulated balances valued at live NEAR prices · updated 9 min ago

Net worth

$3,998

$5,996 in assets − $1,997 borrowed

Monthly result now

−$17.45

The current position costs about $17.45 a month: the loan's interest is higher than what the deposits earn.

Loan safety

Safe

The loan stays safe unless NEAR falls 34% from today's price.

What you hold

In the wallet$1,705300 NEAR600 USDt

Deposited on Burrow (collateral)$4,2401,150 NEAR

Deposited on Burrow$5050 USDt

Borrowed from Burrow$1,9972,000 USDt

What you could do with the idle $1,705

Best result first, after every cost: fees, swaps, gas, borrowing interest and impermanent loss.

Best result after costs

Repay $599 of the loan with your idle USDt

The loan costs 11.5% a year; the idle USDt earns nothing in the wallet. Repaying saves that interest and makes the loan safer.

+$5.62per 30 days after costs · 11.4% a year

The autopilot would not do this on its own: it repays only to protect the loan (health factor below 1.5), not to save interest. You can ask it to.

See the plan, the costs and the risks

What would happen

Repay $599 USDt of the $1,997 Burrow loan.
The health factor rises from 1.51 to about 2.16.

The numbers, 30 days on $599

Earned	$5.67
Network fee (gas)	−$0.05
You keep	$5.62

Risks

You no longer have this USDt at hand; borrowing it again later costs gas.

Interest saved = repaid amount × the current USDt borrow rate (11.52%) × 30/365. Rates change.

Lend your idle USDt on Burrow

Deposit the USDt sitting in the wallet and earn the supply rate. No swap needed.

+$3.48per 30 days after costs · 7.1% a year

Clears the autopilot's bar: at least $0.50 left after costs, and the gain is at least 3× the costs.

See the plan, the costs and the risks

What would happen

Deposit $599 USDt into Burrow at 7.28% a year.
Withdraw at any time while the market has liquidity.

The numbers, 30 days on $599

Earned	$3.58
Network fees (deposit and withdraw)	−$0.10
You keep	$3.48

Risks

Variable rate.
Withdrawals can wait when almost everything is borrowed.
Smart-contract risk.

Current USDt supply rate × 30/365, not compounded.

Lend your idle NEAR on Burrow

Deposit the NEAR sitting in the wallet and earn its supply rate. No swap needed.

+$0.20per 30 days after costs · 0.2% a year

Not worth it for the autopilot: it would keep $0.20 after costs; it needs at least $0.50.

See the plan, the costs and the risks

What would happen

Deposit $1,106 of NEAR into Burrow at 0.33% a year.

The numbers, 30 days on $1,106

Earned	$0.30
Network fees (deposit and withdraw)	−$0.10
You keep	$0.20

Risks

The NEAR supply rate is very low right now.
NEAR keeps its own price risk.
Smart-contract risk.

Current NEAR supply rate × 30/365, not compounded.

Swap idle NEAR to USDC and lend it on Burrow

USDC earns a much higher supply rate than NEAR; the swap has a one-off cost.

−$0.61per 30 days after costs · -0.7% a year

Not worth it for the autopilot: it would keep −$0.61 after costs; it needs at least $0.50.

The agent cannot do this one as a single step yet (swap, then deposit).

See the plan, the costs and the risks

What would happen

Swap $1,106 of NEAR to USDC on Rhea.
Deposit it into Burrow at 8.95% a year.

The numbers, 30 days on $1,106

Earned	$8.14
Swap cost and price impact (estimate)	−$8.61
Network fees (swap, deposit, withdraw)	−$0.15
You keep	−$0.61

Risks

You give up NEAR price exposure on this part (up or down).
Stablecoin peg risk; variable rate; smart-contract risk.

Swap cost from the pool reserves (fee + price impact vs the reference price), scaled to the NEAR amount; current supply rate.

What the autopilot decided

Every decision and why →

No action: nothing worth doing · 9 min ago

Market watcher: prices and liquidity look normal.
Loan guardian: health factor 1.51 is above the 1.5 safety line, so no repayment is needed.
Liquidity manager: there are no liquidity positions to manage.
Capital allocator wanted to deposit $100 of idle USDt into Burrow, but the expected gain ($0.60 a month) does not beat the cost ($0.10) by enough.
Capital allocator wanted to swap $100 of wNEAR into USDC to earn a better rate, but the expected gain ($0.71 a month) does not beat the cost ($0.64) by enough.